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You’re getting ready to make the big move to university. The car is full to the brim with suitcases, boxes and bags full of everything you will ever possibly need. But you may want to do a double check after reading our list of things that no one ever remembers to pack. These items will come in handy throughout the year, we promise, and if you have already packed any of the items on our list, give yourself a point for each item you’ve remembered.We bet no one scores higher than a 3!

Many of us will have spent more time in our home and garden in the past 18-months than we ever thought we would. During the pandemic there has been an increase in home renovation due to people having more time to DIY, and the monotonous boredom of looking at the same 4 walls day in and day out. However, this makeover doesn’t have to stop indoors. If you live in rented accommodation, then you may not have the freedom to do whatever you please to revamp the garden. The last thing you want to do is uproot your landlords sentimental bay tree or destroy the rose bush they spent years tending too. But here are some easy ways to personalise the space, without risking losing your deposit.

From 1st July there will be changes to Right to Rent Checks in England. These changes come as a result of Brexit, which has ended free movement between the UK and the EU. Previously EU, EEA & Swiss nationals only had to provide evidence of their nationality to gain an automatic right to rent in the UK, however now that the UK has left the EU, this automatic right has been abolished. On 1st January 2021, a grace period of six months began which allowed EU, EEA, Swiss citizens and their family members to apply to the EU Settlement Scheme. This period ended on 30th June 2021 and from then, all EEA & Swiss nationals need to provide evidence of their UK immigration status, rather than just their national identification, to be allowed the right to rent in the UK.

Launched as part of the UK Government’s 2021 Spring Budget, the mortgage guarantee scheme aims to help people either get onto, or move-up, the property ladder, allowing credit-worthy households to secure a mortgage with only a 5% deposit.

On 4th May the new Debt Respite Scheme, otherwise known as ‘breathing’ space will come into force, which is designed to ease the financial pressure of those hurt by the Covid-19 pandemic. The scheme will provide temporary legal protection to those in debt from their creditors, allowing them time and space to find a solution to their financial troubles, hence the name ‘breathing space’. This, in turn, will affect how landlords and letting agents can pursue tenants in rent arrears.

Money Sheild The Property Ombudsman Deposit Protection Scheme Rightmove On The Market Bath Chronicle